Medical coverage is an essential of living, and deciding to retire early can jeopardize this coverage. You need to know you will not be eligible for Medicare coverage until you are at least 65 years of age. Make sure you have enough money saved to cover medical mishaps and other medical costs until you are approved for Medicare. In the event, you do not have medical coverage through your employer, you will have to purchase an individual insurance plan. Finding the right insurance plan is time-consuming so check with your employer and take the necessary steps, if any, to ensure you have continuous health coverage.